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Ebankdata.com shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effectively immediately following the posting of such changes on this web site The most recent version of these Terms of Use may always be found at http://www.idothepayments.com/terms.html. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this web site following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on January 5, 2007.

Disclaimer

This web site is for informational purposes only and is not intended to provide specific commercial, financial, accounting, tax, or legal advice. It is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever. Unless otherwise indicated on this web site, you may display, download, archive, and print a single copy of any information on this web site, or otherwise distributed from Ebankdata.com, for such personal, non-commercial use, provided it is done pursuant to the terms set forth herein.

Ebankdata.com has used its best commercial efforts to obtain the most accurate and timely information available, including information pertaining to merchant accounts, all of which are complex and subject to rapid change. Accordingly, we do not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from this web site.

The performance of this web site and all information contained on, downloaded or accessed from this web site are provided to you on an "as is" basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. Ebankdata.com shall be not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to your or any other person's computer as a result of using this web site. Ebankdata.com reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or all of this web site or any information contained thereon without liability or notice to you.

As a visitor to our web site, you acknowledge and agree that any reliance on or use by you of any information available on this web site shall be entirely at your own risk. In no event shall Ebankdata.com nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this web site, even if Ebankdata.com or such provider has been advised of the possibility of such damages.