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Accept Credit Cards for Less!

We are one of the fastest growing processors in the industry and have extremely competitive credit card processing rates.

The Perfect Gift for Every Occasion!
Gift cards have become one of the most convenient and sought after items for consumers searching for the perfect gift. They are also great tools to increase customer loyalty and improve cash-flow, making them an ideal addition to your product offerings. Gift cards can be reloaded with additional value, making them an ideal tool to
promote repeat shopping.

Statistics show that overall, 23% of gift card balances never get redeemed? That's 23% instant profit the minute you sell the card.

Program Features:

• 25 Free Gift Cards with Free Trial
• Customizable Cards
• Very Economical
• Easy to Use

  Get Started Today!

Credit Card merchant account with United Bank Card required to accept gift cards.

CUSTOM INTERFACE

• Convenient
  • Design your own interface
  • Connect to our API library
• Comprehensive
  • .NET and Mx Web Services' APIs will seamlessly integrate MP Transact into existing applications
  • HTTPS Post Payment API will link MP Transact to an E-commerce or web application
  • Schedule Automated Batch Import Routines through a SFTP site
  • Upload batch files

SWIPE CARD READER

• Easy to Use
  • USB-connectivity
  • Brand able, Web-enabled swipe card page
• Reliable
  • MPT platform saves accessible, user-specific information
  • Email data field for digital receipts
• Secure
  • Password-protected
  • Confirmation page prompted for signature

VIRTUAL TERMINAL

• Flexible Interface
  • Process checks, savings, credit cards
  • In-person, web or telephone transactions
  • Key-in credit card and ACH information
• Simple, Comprehensive
  • Email data field for digital receipts
  • Drop-down menu indicates convenience or late fees
  • Quick 1-time or post-dated transactions
  • Notes section for transaction details
  • Repeat-customer account numbers automatically populates data fields
• Secure
  • Restricted with login and password
  • Real-time routing number and verification

ONLINE PAYMENT PAGE

• Easy to Use
  • Branded with your logo and colors
  • Accessible directly through existing website
• Secure and Reliable
  • 128-bit encrypted
  • PCI-compliant
  • Modern Payments' Security Certificate by VeriSign
  • Secure information processed in real time
  • Confirmation page provides transaction number, authorization code and details

PAYMENT PROCESSOR FOR RECURRING TRANSACTIONS

• Flexible Management Console
  • Withdraw on a customizable timetable
• Annually, semi-annually, quarterly, monthly, bi-monthly, weekly, or bi-weekly
  • Program in convenience fees and interest charges
  • Adjust current balances
  • Edit payment amounts
  • Change payment dates
  • Stop-dates and stop-amounts
  • Confirmation email

REPORTS

• Simple
  • Automated and on-call
  • Readable charts and graphs
  • Interactive querying features
  • Payment histories
• Effective
  • Advanced Reports Module
• Analyze external data
  • Reconcile bank and credit card statements
  • Enhanced file formatting
• Excel, Standard File Format, and plain text
• Download, upload, and use with management software

RECOMMENDED SYSTEM REQUIREMENTS

• IBM-compatible computer with at least a Pentium processor.
• Internet connection with a 28 kbps baud or faster modem (or cable, ISDN or DSL connection).
• Memory and disk space of at least 4 megabytes.
• Microsoft Excel or Acrobat Reader to read reports
• Internet Explorer 6.5 or Above

STEP 1: CONNECT
ModPay Processor connects to the Federal Reserve Banking System and credit card networks, through a user-friendly visual environment. This direct, secure connection enables a user to create, schedule and receive electronic payments.

STEP 2: CAPTURE
The business office receives payments into its business account and monitors the process in real time through a variety of simple, but detailed, system-generated reports.

STEP 3: CONTROL
Total control begins at account login via the Internet. One-time transactions and multiple payment plans are automatically transacted, while errors and changes are immediately reported. Businesses add, edit, or delete payments and correct errors in a simple, intuitive format. The automated Payment Control System provides a complete system to automate receivables.

THE INDUSTRY STANDARD IN AUTOMATED PAYMENT SYSTEMS FOR COLLECTION AGENCIES.

SPEEDS CASH FLOW. REDUCES STAFF TIME. IMPROVES PROFITABILITY.
There are a thousand ways people get into debt. But there’s only one way to get out of it. Trouble is, too many simply don’t have the discipline to develop or stick with a payment program unless, or until, a plan is imposed by a creditor. That’s where debt collection agencies and MP Transact technology make an ideal partnership. MP Transact for Collections is a leading Integrated Payment System for debt collection agencies that makes initiating, processing, and managing electronic payments fast, accurate, and assured. MP Transact for Collections is powerful, flexible, cost-effective, and easy to use and administer. Now debt collection agencies of any size can develop, administer and manage automated payment programs with a minimum of staff time, and maximum effectiveness.

THE INTEGRATED PAYMENT SYSTEM™ FOR COLLECTION AGENCIES.
Once a debt collection organization becomes involved in the process, the matter must be handled quickly, efficiently and with respect and courtesy. That’s one of the reasons we created MP Transact for Collections. We refer to MP Transact for Collections as an Integrated Payment System because it represents the standard for automating your entire payment process—end to end. Once payment arrangements have been negotiated and agreed upon, MP Transact for Collections enables an agency to implement a program that ensures the debt will be liquidated with no excuses.

• Easily automates the process of dividing large balances into a series of installments.
• Accept one-time payments by phone through ACH or credit card.
• Develop customized, recurring payment schedules that are designed to be easy to use, regular, and error-free.
• Accept secure payments over the Internet.
• Costs less to acquire, less to operate, less to maintain.

CONFIGURABLE. COST-EFFECTIVE. COMPREHENSIVE.
MP Transact for Collections integrates a number of features into a fully operational payment processing system that enables collection managers and staffs to administer all forms of debtor remittals in a format that’s easy to use, flexible, and secure. Best of all, this technology gives you the ability to connect a merchant account and create additional options for collection. MP Transact for Collections gives an agency the ability to start small, using only the modules you need, then grow them to serve an expanding client base, without the need to change systems. Features include:

• Swipe Card Reader-compatible
• Virtual Terminal
• Online Payment Page
• Automated Payment Processor
• Integrated Batch Processing
• Seamless Reports
• Merchant Account Integration

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A MODERN PAYMENTS PRODUCT
The MP Transact technology was developed by Modern Payments to help every size and type of business conduct transactions more efficiently and more profitably. Modern Payments represents the payment initiation and processing software component of the Zions Bancorporation treasury services technology family of companies. Our software plays an essential role in today’s dynamic e-commerce marketplace because it delivers a payment technology that enhances the ability to compete, speeds time to market, reduces financial risk, and improves profitability.

RECOMMENDED SYSTEM REQUIREMENTS

• IBM-compatible computer with at least a Pentium processor
• Internet connection with a 28 kbps baud or faster modem (Or cable, ISDN or DSL connection)
• Memory and disk space of at least 4 megabytes
• Microsoft Excel or Acrobat Reader to read reports
• Internet Explorer 6.5 or above

SCHEDULE A WEB DEMO
For an in-depth look at what MP Transact can do for you, please contact us at 1-409-719-2024, or email us at contact.us@idothepayments.com

THE INDUSTRY STANDARD, AUTOMATED PAYMENT SYSTEM FOR SMALL AND LARGE BUSINESSES.

SPEEDS CASH FLOW. REDUCES STAFF TIME. IMPROVES CUSTOMER RELATIONS.
In today’s supercharged business climate, technology is the No. 1 equalizer that can help an entrepreneur operate like a major corporation, and a global powerhouse respond like a small business. The only difference between the two types of organizations is resources; small and medium-sized companies have traditionally lacked the capital to invest in business-changing technologies. Now, thanks to MP Transact technology, and its powerful suite of applications, smaller companies won’t lack anything to behave like the big guys. MP Transact for Commerce is the Integrated Payment Solution designed to fit the way you do business. It’s the one resource that makes initiating, processing, and managing electronic transactions fast, accurate, and convenient. MP Transact for Commerce is powerful, flexible, cost-effective, and easy to use and administer. Now companies of any size can offer customers electronic payment choices once available to only the largest businesses.

THE INTEGRATED PAYMENT SYSTEM™ THAT MEANS BUSINESS.
MP Transact is fast becoming the most popular electronic payments technology on the market. The reason is simple–and it’s about simplicity. MP Transact for Commerce is a powerful solution that handles everything from electronic checks, to credit and debit cards, from a single, secure source. It’s intuitive and easy to use, so you don’t need an army of IT staff to help you get the most out of its power. And it’s fee-neutral, allowing you to add convenience fees into the costs of your products and services. The result is a powerful solution that establishes an efficient cash flow process.

• Accept one-time payments by phone through ACH or credit card.
• Develop customized, recurring payment schedules that are designed to be easy to use, regular, and error-free.
• Accept secure payments over the Internet.
• Costs less to acquire, less to operate, less to maintain than self-hosted solutions.

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CONFIGURABLE. COST-EFFECTIVE. COMPREHENSIVE.
MP Transact for Commerce integrates a number of features into a fully operational payment processing system that enables businesses of any size to manage all forms of payment processing in a format that’s easy to use, flexible, and secure. Best of all, MP Transact technology gives you the ability to connect a merchant account and create additional payment options. MP Transact for Commerce gives you the ability to start small, using only the essential modules, then grow them to serve an expanding payer base, without the need to change systems. Features include:

• Swipe Card Reader-compatible
• Virtual Terminal
• Online Payment Page
• Payment Processor
• Merchant Account Integration
• Reports
• Custom Interface

A MODERN PAYMENTS PRODUCT
The MP Transact platform was developed by Modern Payments to help every size and type of business conduct transactions more efficiently and more profitably. Modern Payments represents the payment initiation and processing software component of the Zions Bancorporation treasury services technology family of companies. Our software plays an essential role in today’s dynamic e-commerce marketplace because it delivers a payment technology that enhances the ability to compete, speeds time to market, reduces financial risk, and improves profitability.

RECOMMENDED SYSTEM REQUIREMENTS

• IBM-compatible computer with at least a Pentium processor
• Internet connection with a 28 kbps baud or faster modem (Or cable, ISDN or DSL connection)
• Memory and disk space of at least 4 megabytes
• Microsoft Excel or Acrobat Reader to read reports
• Internet Explorer 6.5 or above

SCHEDULE A WEB DEMO
For an in-depth look at what MP Transact can do for you, please contact us at 1-409-719-2024, or email us at contact.us@idothepayments.com

THE INDUSTRY STANDARD IN AUTOMATED PAYMENT SYSTEMS FOR HEALTHCARE ORGANIZATIONS.

SPEEDS CASH FLOW. REDUCES STAFF TIME. IMPROVES PATIENT SERVICE.
Hospitals, clinics, and providers—large and small—are at the frontlines of America’s increasing struggle to deliver effective, affordable healthcare. As a result, providers and their staffs are required to pay ever greater attention to collection of payments and overdue balances. Increasing co-pays, higher deductibles, elective treatments, along with an exploding uninsured population, further complicate this burden. Not only does this unfamiliar new model put a strain on the provider-patient relationship, it can also adversely affects cash flow. Fortunately, there’s a solution. MP Transact for Healthcare is a leading Integrated Payment System designed for healthcare providers. It makes initiating, processing, and managing electronic payments fast, accurate, and convenient. MP Transact for Healthcare is powerful, flexible, cost-effective, and easy to use and administer. Every type of provider, from large multi-location hospitals, to a local doctor’s office, can now offer their patients a range of convenient, electronic payment choices.

THE INTEGRATED PAYMENT SYSTEM™ FOR HEALTHCARE PROVIDERS.
We refer to MP Transact for Healthcare as an Integrated Payment System because it represents the standard for automating the entire payment process—end to end—whether a payment is received at the point of service by credit or debit card, over the telephone by electronic check, or via the Internet. The result is a powerful solution that frees providers and staffs to do what they were hired to do: provide effective, compassionate patient care.

• Process co-payments or other charges received at point of service via credit/debit card reader.
• Accept one-time payments by phone through ACH or credit card.
• Develop customized, recurring payment schedules that are designed to be easy to use, regular, and error-free.
• Accept secure payments over the Internet.
• Costs less to acquire, less to operate, less to maintain than self-hosted solutions.
• Easily automate the process of dividing patient balances into smaller, more affordable installments.

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CONFIGURABLE. COST-EFFECTIVE. COMPREHENSIVE.
MP Transact for Healthcare integrates a number of features into a fully operational payment processing system that enables office managers and staff to administer all forms of patient remittals in a format that’s easy to use, flexible, and secure. Best of all, MP Transact technology gives you the ability to start small, using only the modules you need, then grow them to serve an expanding patient base, without the need to change systems. Features include:

• Swipe Card Reader-compatible
• Virtual Terminal
• Online Payment Page
• Automated Payment Processor
• Automated Reporting
• Merchant Account Integration

EXISTING CLIENTS INCLUDE
Clients currently using Modern Payments products in healthcare industries include the following:

A MODERN PAYMENTS PRODUCT
MP transact Technology was developed by Modern Payments to help every size and type of business conduct transactions more efficiently and more profitably. Modern Payments represents the payment initiation and processing software component of the Zions Bancorporation treasury services technology family of companies. Our software plays an essential role in today’s dynamic e-commerce marketplace because it delivers a payment technology that enhances the ability to compete, speeds time to market, reduces financial risk, and improves profitability.

RECOMMENDED SYSTEM REQUIREMENTS

• IBM-compatible computer with at least a Pentium processor
• Internet connection with a 28 kbps baud or faster modem (Or cable, ISDN or DSL connection)
• Memory and disk space of at least 4 megabytes
• Microsoft Excel or Acrobat Reader to read reports
• Internet Explorer 6.5 or above

SCHEDULE A WEB DEMO
For an in-depth look at what MP Transact can do for you, please contact us at 1-409-719-2024, or email us at contact.us@idothepayments.com

THE INDUSTRY STANDARD IN AUTOMATED PAYMENT SYSTEMS FOR MUNICIPAL ORGANIZATIONS.

SPEEDS CASH FLOW. REDUCES STAFF TIME. ALL WITH NO COST TO YOU.
When it comes to adopting new technologies, governments and municipalities are constrained by aversion to risk, red tape and bureaucracy, or simply a lack of funding. The very entities that benefi t most from the application of information technology are forced to wait it out with labor-intensive, error-prone, and resource-robbing manual processes. In the electronic payments processing arena, all this has changed with the introduction of MP Transact technology, and its powerful suite of payment applications. MP Transact for Muni is a leading Integrated Payment System for governments, municipal, and utilities organizations that makes initiating, processing, and managing electronic contributions fast, accurate, and assured. MP Transact for Muni is powerful, flexible, cost-effective, and easy to use and administer. Now cities and counties, courts, water districts, utilities, electric cooperatives, or virtually any public entity of any size can develop, administer and manage one-time or automated payment programs with a minimum of staff time and a maximum effectiveness and customer satisfaction.

THE INTEGRATED PAYMENT SYSTEM™ FOR MUNIS.
MP Transact for Muni improves the efficiency, accuracy and quality of any type of fee payment, both from the payer’s perspective, as well as from the organization’s. From single event transactions, such as parking violations, to recurring charges for permits, licenses, and utility bills, any type of payment works better when it’s enabled by MP Transact for Muni. And the best part, is that MP Transact for Muni can be implemented at no cost to you. We know your Trust Accounts can’t be debited for fees. With MP Transact for Muni, you can configure the system to add convenience fees at the time of payment, and then when funds settle, we deposit the amount due, exclusive of those fees, so nothing is debited from your Trust Account.

• Accept one-time payments by phone through ACH or credit card.
• Develop customized, recurring payment schedules that are designed to be easy to use, regular, and error-free.
• Accept secure payments over the Internet.
• Costs less to acquire, less to operate, less to maintain than self-hosted solutions.
• Connect a payment processing system that accepts credit cards for fines and other court charges.

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CONFIGURABLE. COST-EFFECTIVE. COMPREHENSIVE.
MP Transact for Muni integrates a number of features into a fully operational payment processing system that enables managers and staff to administer all forms of payment processing in a format that’s easy to use, flexible, and secure. Best of all, MP Transact technology gives you the ability to connect a merchant account and create additional payment options. MP Transact for Muni gives you the ability to start small, using only the essential modules, then grow them to serve an expanding payer base, without the need to change systems. Features include:

• Swipe Card Reader-compatible
• Virtual Terminal
• Online Payment Page
• Payment Processor
• Merchant Account Integration
• Reports
• Custom Interface
• Configuration that avoids debiting a Trust Account

A MODERN PAYMENTS PRODUCT
MP Transact technology was developed by Modern Payments to help every size and type of business conduct transactions more efficiently and more profitably. Modern Payments represents the payment initiation and processing software component of the Zions Bancorporation treasury services technology family of companies. Our software plays an essential role in today’s dynamic e-commerce marketplace because it delivers a payment technology that enhances the ability to compete, speeds time to market, reduces financial risk, and improves profitability.

RECOMMENDED SYSTEM REQUIREMENTS

• IBM-compatible computer with at least a Pentium processor
• Internet connection with a 28 kbps baud or faster modem (Or cable, ISDN or DSL connection)
• Memory and disk space of at least 4 megabytes
• Microsoft Excel or Acrobat Reader to read reports
• Internet Explorer 6.5 or above

Top

SCHEDULE A WEB DEMO
For an in-depth look at what MP Transact can do for you, please contact us at 1-409-719-2024, or email us at contact.us@idothepayments.com

THE INDUSTRY STANDARD IN AUTOMATED PAYMENT SYSTEMS FOR NON PROFIT ORGANIZATIONS.

SPEEDS CASH FLOW. REDUCES STAFF TIME. IMPROVES EFFICIENCY.
In today’s world, charitable giving is a lot more complex and sophisticated than putting a check in an envelope. It’s about relationships. Whether you are a large or small non profit; whether you accept single payments, or process donations parsed over extended periods of time, you will benefit from employing technology as a strategic asset. Non profits and MP Transact technology make an ideal partnership. MP Transact for Non Profit is a leading Integrated Payment System for non profit organizations that makes initiating, processing, and managing electronic contributions fast, accurate, and assured. MP Transact for Non Profit is powerful, flexible, cost-effective, and easy to use and administer. Now non profits of any size can develop, and administer automated payment programs with a minimum of staff time, maximum effectiveness, and donor satisfaction.

THE INTEGRATED PAYMENT SYSTEM™ FOR NON PROFITS.
We refer to MP Transact for Non Profit as an Integrated Payment System because it represents the standard for automating an entire payment process, end to end. Once a donor pledges an amount and a timetable—weeks, months or years—MP Transact for Non Profit enables the creation of a customized, recurring, installment schedule that will ensure all contributions will be completed easily, regularly, and with little or no hassle for the donor. The result is a powerful solution that establishes an efficient cash flow process, while it enhances a close working relationship with every donor.

• Accept one-time payments by phone through ACH or credit card.
• Develop customized, recurring payment schedules that are designed to be easy to use, regular, and error-free.
• Accept secure payments over the Internet.
• Costs less to acquire, less to operate, less to maintain than self-hosted solutions.
• Accept a checking or savings account, or credit card.
• Automatically generate confirming emails.

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CONFIGURABLE. COST-EFFECTIVE. COMPREHENSIVE.
MP Transact for Non Profit integrates a number of features into a fully operational payment processing system that enables managers and staff to administer all forms of contribution processing in a format that’s easy to use, flexible, and secure. Best of all, MP Transact technology gives you the ability to connect a merchant account to create additional payment options. MP Transact for Non Profit gives an organization the ability to start small, using only the modules you need, then grow them to serve an expanding donor base, without the need to change systems. Features include:

• Swipe Card Reader-compatible
• Virtual Terminal
• Online Payment Page
• Payment Processor
• Merchant Account Integration
• Reports

A MODERN PAYMENTS PRODUCT
The MP Transact Technology was developed by Modern Payments to help every size and type of business conduct transactions more efficiently and more profitably. Modern Payments represents the payment initiation and processing software component of the Zions Bancorporation treasury services technology family of companies. Our software plays an essential role in today’s dynamic e-commerce marketplace because it delivers a payment technology that enhances the ability to compete, speeds time to market, reduces financial risk, and improves profitability.

RECOMMENDED SYSTEM REQUIREMENTS

• IBM-compatible computer with at least a Pentium processor
• Internet connection with a 28 kbps baud or faster modem (Or cable, ISDN or DSL connection)
• Memory and disk space of at least 4 megabytes
• Microsoft Excel or Acrobat Reader to read reports
• Internet Explorer 6.5 or above

SCHEDULE A WEB DEMO
For an in-depth look at what MP Transact can do for you, please contact us at 1-409-719-2024, or email us at contact.us@idothepayments.com

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Need Cash for your Business?

Receive up to 125% of your monthly average credit card processing volume (up to $200,000.00).

Example: Let's say you are currently bringing in $10,000.00 per month in credit card volume. We will fund up to $12,500.00 in 15 days or less. A percentage of your future credit card receivables will be held to repay the cash advance. It's quick, simple and easy. Call us today for more details.

Requirements:

• Must have been in business at least two years.
• You need to be processing at least $4000 each month in credit card business.
• 100% of your credit card processing must go through us.

A one time application fee of $99 may apply depending on equipment needs.

Electronic Check Conversion

Now you can process checks just like a credit card!

Convert checks into an electronic transaction at the point of sale and the funds will be deposited directly into your bank account. If funds are not available the check will be declined - before the customer leaves the store. Eliminate time-consuming trips to the bank.

All this for less than it costs to process a credit card and we'll even set you up with a free check reader! Call us today for complete information on our electronic check conversion service and simplify the way you take checks.

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Signature Capture Service

Simplify Your Life! Legally you are required to store credit card receipts for a total of 7 years after the sale, 3 of which should be on-site and readily available. What if you have a dispute? You have a limited amount time to respond to a credit card dispute. If you don't respond within the allocated time you'll get an automatic charge-back. Do you have those receipts organized and available?

Call us today for more information.
1-409-719-2024